Kisan Vikas Patra Solution

Kisan Vikas Patra (KVP) was a saving certificate which was first launched in 1988 by India Post. This was launched again as the New Kisan Vikas Patra in 2015. The USP of the scheme is that it will double the money invested in it in 100 weeks or eigth years and four months. The denominations allowed for the scheme are 1000, 5000, 10000 and 50000.


The KVP was launched to provide investment opportunities to the population in rural areas who don’t have basic financial identification like a PAN card or an account number. Instead of investing in schemes which can mislead people, this gives them a chance to put their money in something which has the support of the Government. Along with the promise of doubling the money in a fixed duration this also gives them a much higher liquidity compared to other similar schemes. Given the potential this financial instrument has C-edge has launched its own KVP solution. The C-edge KVP solution is highly flexible and comes with our expertise of servicing more than eleven thousand branches.   Some features of the C-edge KVP solution are:

  • User Management
  • KVP product parameter maintenance
  • Interest /charges maintenance
  • Denomination maintenance
  • Stock maintenance

Reports that you can get from the C-Edge KVP solution are:

  • Intimation of maturity
  • Maturity date register
  • KVP issue/ redemption
  • KVP stock report
  • KVP transfer report

The C-Edge advantage:

  • Regular technical and functional upgrades
  • Compliant with RBI and KYC regulations
  • Flexibility deployment options – Ownership or ASP model