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Interbank Mobile Payment Service

Interbank Mobile Payment Service (IMPS) is a merchant payment system developed by NPCI which allows customers to use their mobile device to make instant 24 x 7 interbank payments to merchants or enterprises via their mobile phones. Irrespective of the geographical location IMPS transfers money electronically from one person to the beneficiary via a mobile phone.

 
Overview

Currently majority of interbank mobile fund transfer transactions are channelized through NEFT mechanism. Under NEFT, the transactions are processed and settled in batches, hence are not real time. Also, the transactions can be done only during the working hours of the RTGS system.

However, C-Edge’s IMPS offers an instant, 24 x 7, interbank electronic fund transfer service through mobile phones.C-Edge provides IMPS product to banks for providing this facility to their customers.C-Edge’s IMPS facilitates customers to use mobile instruments as a channel for accessing their bank accounts and effect interbank fund transfers in a secured manner with immediate confirmation features.

Benefits

IMPS provides following benefits:

  • Instant: As soon as transfer is initiated, funds are transmitted instantly
  • Anytime: IMPS is available 24x7 including weekends and holidays
  • Anywhere: IMPS transfers can be executed via mobile phone irrespective of geographical location
  • Simple:Transferring funds becomes a simple process. Only the identifier and mobile number of beneficiary is required.
  • Secure: Only registered customers can participate
C-Edge Advantage
  • Available on Cloud
  • Seamlessly integrated with Core Banking Solution & other channels
  • Ready to deploy
  • Regular functional upgrades
  • Compliant with regulations
  • Secure application

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Testimonials

The Hon. Chief Minsiter has lauded MRB’s efforts as well as our technology partner, C-Edge for their commendable support in providing banking facilit...

Mr. Mukul Jeishi Chairman of Meghalaya Rural Bank

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